Multi-Rail Payment Routing & Gateway Independence.

Don't risk your entire AI enterprise on a single payment processor. CyraSwitch abstracts Stripe, Adyen, Paddle, UPI, and SEPA into a single high-availability rail with sub-3ms automated failover and fee optimization.

CYRASWITCH // ROUTING MATRIX v3.2
[00:00:01] INGEST: Authorization request $850.00 (Customer: Berlin, DE).
[00:00:02] EVALUATION: Adyen EU Acquirer fee: 1.15% | Stripe US fee: 2.90% + 1% cross-border.
[00:00:03] ROUTED: Dispatched via Adyen EU Local Rail (Savings: $22.50 | Auth rate +4.2%).
[00:00:04] TOKEN-VAULT: Network token refreshed across all secondary fallback rails.

The CyraSwitch Universal Payment Abstraction

A vendor-neutral payment plane that protects your checkout from provider outages and high interchange fees.

YOUR AI APPLICATION • Single Unified API Call • Universal Customer ID • Zero Merchant Lock-In cyra.payments.charge() CYRASWITCH KERNEL • Universal Token Vault • Intelligent Fee Arbitrage • 3DS 2.3 Exemption Engine • Sub-3ms Dynamic Failover PCI-DSS Level 1 Vault Stripe Global (US / APAC) Adyen Enterprise (EU / Local) UPI AutoPay / SEPA / ACH

Engineered for Global Payment Resilience

Universal PCI-DSS Vault

Tokenize payment methods once. You own your customer payment tokens, enabling seamless routing between Stripe, Adyen, and regional processors without re-collecting credit cards.

Real-Time Acquirer Fee Optimization

Automatically route European cards through European acquiring entities and Indian cards through Indian UPI rails, slashing interchange fees by up to 1.8% per transaction.

Zero-Downtime Outage Protection

If your primary PSP encounters an API degradation or 500 error, CyraSwitch reroutes transactions to a backup processor in under 3ms with zero user disruption.

CyraSwitch FAQ

Yes. You maintain direct relationships with your PSPs so funds settle directly into your bank accounts without intermediary holdbacks.

Take Control of Your Payment Rails

Integrate CyraSwitch and achieve 99.999% payment processing uptime.

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